finX: Single, easy to usefinancial services platform
A single source for your financial world!
Our platform covers all must-haves of financial services. Accessing them via one single platform allows you to focus on your unique selling point – we take care of the heavy lifting.
finX offers best in class API products that allow you to consolidate, analyze and control your financial world. It provides access to various value-added micro products in the fields of Account, Contract and Document Services.
finX account digitalisation API’s allow you to consolidate, analyze and control your financial world. Account Information Service (AIS), Payment Initiation Service (PIS), Aggregation Service, Categorization Service and Financial Timeline from a single source.
AIS: Connect and read-out financial accounts such as bank, depot/portfolio, credit card, PayPal, etc. Allows one-time, ongoing access and auto synchronisation.
PIS: Initiate single payments (SEPA transfer) on a connected bank account.
Aggregation Service: Aggregation of multi-bank and multi-account types to provide holistic information and overview of all financial resources. This enables valuable insights, understanding of financial behaviour and an all-encompassing product line for your customers.
Categorization Service: Allows the evaluation of transactions and detection of categories based on a standard category tree. The standard categories can be mapped to custom categories per customer.
Financial Timeline: Get information of aggregated account, balance, categories and payment partners over financial timelines (day/week/month/quarter/year).
Build products on top of our finX Contract Services enabling you and your customers to discover, digitalize and manage all of your contracts on the fly. The services include Contract Recognition, Contract Wallet and Payment Partner Recognition.
Contract Recognition: With millions of transactions and contracts analyzed, our self-learning contract recognition service allows the discovery of recurring payments within your transaction stream, providing information which can be used to offer valuable financial insights to your customers.
Contract Wallet: We digitalize, match and enrich contracts, filling in any gaps and saving you and your customers time and energy. We provide a single source to hold all your contracts as digitalized but as well detected via contract recognition.
Payment Partner Recognition: Using our master data with over 100.000 payment partner details collected over the years, especially based on our successful Account Switch Kit business, successfully detect payment partners; obtained detailed information on these payment partners to enrich your digitalization workflows.
With our finX Document Management Service, you can store your end-user documents in a safe and secure way and digitalise customer processes. This includes Secure File Vault and Document Template Management.
Secure File Vault: We offer an ultra-secure file vault that enables the storing and sharing of highly sensitive data on our platform, without compromising on the highest possible level of security. All data protection regulations are complied with.
Document Template Management: Allows you to create customer specific templates and fill it automatically, including digital signature.
Multibanking & Payment initiation
We believe…that the traditional financial institutions and neobanks need to keep up with the increasing customer needs to have interconnected and powerful digital channels.
The problem…is that digital savvy customers require to have all their banking-relevant information in one single app and to quickly and easily complete specific actions with a limited effort and high automation.
Our solution…is to integrate all your financial accounts (banks, depot accounts, credit cards, PayPal, etc.) and initiate all the payments directly from the app with easy and well-designed processes.
Personal finance management (PFM) & Categorization
We believe…that customers are expecting financial service providers (e.g. banks, Fintechs, insurances) to provide them with powerful tools to understand their financial status – without the mandatory need of a financial advisor.
The problem…is that customers are lacking a clear understanding of their finances and often don’t know how to manage them effectively and conveniently.
Our solution…is that our proprietary categorization engine paired with the aggregation of the relevant accounts of the customers enables them to have a high level of detail related to their finances.
The modular product structure makes it quick and easy for you to add relevant financial services to your existing application, product and service range. Based on bank account connectivity, finleap connect provides a technical solution to use financial data outside of online banking in a different context.
Key Features and Benefits
Supported Account Types
Easy to Pivot
Less integration, infrastructure and maintenance costs & efforts
High Quality Support
Increase fee related revenues
Competitive advantage through value-added, customized services
Interested?Contact us for more information!
We believe in empowering the future of financial technology together with you! Contact us for more information and your non-binding quote.